Should i take a pregnancy test?

Im a little tight on cash because my fiance just got a new job and hasnt got his first check, so id like to save money from buying a test if possible. So ive been having a lot of symptoms! Headaches, a little nausea, bloating, yellow discharge, vivid dreams and very turned on all day long. On the 23rd late at night i started bleeding a little. And it got a little heacier then lightened out and stopped last night. So it lasted half as long as my period and was waaay lighter. My periods are normally very very heavy. Does it sound like spotting? Should i test?