If a refrigerator costs $1,538 plus 5% sales tax monthly tax, what is the monthly payment?

Karen and Wayne need to buy a refrigerator because theirs just broke. Unfortunately, their savings account is depleted, and they will need to borrow money in order to buy a new one. Sears offers them an installment loan at 13%(add-on rate). Karen and Wayne plan to pay for the refrigerator for 3 years. (round to the nearest cent)