Coconut oil Allergy ?

Ok so I think I am allergic to coconut oil . It seems every time I use it I get a ringworm either the day after or a couples days after . I'm so confused because coconut oil is suppose to be anitfungal and antibacterial and all kinda good stuff so I'm so confused as to why this is happening and it has to be the coconut oil because i use nothing else . Is this possible ? It is organic and everything as well . My body is just so resistant to EVERYTHING and is sooo stubborn . I'll literally die before anything works for me .